Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams.

Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

🔑 Key Themes & Takeaways 1. OneUnited Bank’s Mission & Reach

• Formed by merging four Black-owned banks in Boston, Miami, and Los Angeles.
• First Black-owned digital bank (since 2005).
• Serves customers in all 50 states.
• Offers accessible, affordable financial services and promotes financial literacy.

2. Digital Banking for Underserved Communities

• OneUnited provides:
  • Mobile check deposit (via smartphone).
  • Early direct deposit (get paid 2 days early).
  • Access to 100,000+ surcharge-free ATMs (including Walgreens, 7-Eleven, Chase, Citibank).
• Designed to combat financial deserts and predatory check-cashing services in Black communities.

3. Financial Literacy & Trust

• Teri emphasizes the need for Black communities to trust Black-owned institutions.
• OneUnited is FDIC-insured and uses cutting-edge technology, including AI.
• Financial literacy is key to building generational wealth.

4. WiseOne AI Tool

• An AI-powered financial assistant that:
  • Tracks spending and subscriptions.
  • Offers insights on saving and debt reduction.
  • Aggregates data from multiple accounts to show net worth, cash flow, and financial health.

5. Youth Financial Literacy – “I Got Bank” Contest

• 15th annual contest for kids ages 8–12.
• Participants submit an essay or artwork based on a financial literacy book.
• Ten winners receive $1,000 savings accounts.
• Book: I Got Bank by Teri Williams (available free at oneunited.com/book).

6. OneTransaction Concept

• Focuses on six key financial transactions to build generational wealth:
  1. Homeownership
  2. Life Insurance
  3. Investments
  4. Profitable Business
  5. Credit Score
  6. Savings
• Encourages individuals to focus on just one to start their wealth-building journey.
• Learn more: oneunited.com/onetransaction

💬 Notable Quotes

• “We are a real bank, not a fintech. We are FDIC-insured.”
• “We are great with money. We just haven’t always had access.”
• “Focus on one transaction. That’s all it takes to start building generational wealth.”

#SHMS #STRAW #BEST #AMI

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Dr. Farrah Laurent. 

A former emergency room nurse turned entrepreneur and career coach, shares her journey from bedside care to building a six-figure business helping new nurses land high-paying jobs and launch their own ventures. The conversation explores nursing as a lucrative and flexible career path, the importance of mindset, and the power of personal branding.

🔑 Key Points 💼 Career Journey & Motivation

• Dr. Laurent was inspired by the TV show Trauma: Life in the E.R. to become an emergency nurse.
• She worked 13 years in ER nursing, including at a Level 1 trauma center in Detroit.
• Transitioned into education and leadership before launching her coaching business.

💰 Nursing as a High-Income Career

• New nurses in cities like NYC and Northern California can earn $100K–$175K starting salaries.
• National average is around $70K, but opportunities vary by region and specialization.
• Nurse anesthetists can earn $200K–$300K+.

“New graduate nurses today… are making baseline at least $100,000, up to $175K.”

🧠 Mindset & Coaching

• Emphasizes abundance mindset over scarcity.
• Coaches nurses on resume writing, interview prep, and personal branding.
• Encourages nurses to invest in themselves through coaching and professional development.

“If I can do it, you can do it too. It all starts with an idea and the mindset.”

📈 Entrepreneurship for Nurses

• Nurses are increasingly turning to consulting, coaching, and telehealth for flexibility.
• Dr. Laurent founded the Nurses Making Money Moves conference and authored a workbook by the same name.
• Organized her first conference in just 10 weeks, attracting 70 nurses from 20 states.

“You’re using your intellectual property—what you already know—to monetize.”

🌍 Diversity & Representation

• Advocates for racial, gender, and linguistic diversity in nursing and leadership.
• Notes that patient outcomes improve when care providers reflect the communities they serve.

“We need more diversity in nursing and nursing leadership to close the gaps in healthcare inequalities.”

💡 Advice for New Nurses

1. Get clear on your goals and ideal work environment.
2. Prepare thoroughly for interviews—don’t wing it.
3. Build a strong LinkedIn presence—95% of recruiters check it.
4. Negotiate: Know your worth, research salaries, and pitch your value.

“Don’t just settle. Go after what you want.”

🚩 Red Flags in Job Offers

• Disorganized interview process
• Unwelcoming management
• High turnover
• Rushed job offers without clarity on responsibilities

📣 Closing Quote

“Nurses are big problem solvers. Find the problem you want to solve and go for it.”

#SHMS #STRAW #BEST

Steve Harvey Morning S

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams.

Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

🔑 Key Themes & Takeaways 1. OneUnited Bank’s Mission & Reach

• Formed by merging four Black-owned banks in Boston, Miami, and Los Angeles.
• First Black-owned digital bank (since 2005).
• Serves customers in all 50 states.
• Offers accessible, affordable financial services and promotes financial literacy.

2. Digital Banking for Underserved Communities

• OneUnited provides:
  • Mobile check deposit (via smartphone).
  • Early direct deposit (get paid 2 days early).
  • Access to 100,000+ surcharge-free ATMs (including Walgreens, 7-Eleven, Chase, Citibank).
• Designed to combat financial deserts and predatory check-cashing services in Black communities.

3. Financial Literacy & Trust

• Teri emphasizes the need for Black communities to trust Black-owned institutions.
• OneUnited is FDIC-insured and uses cutting-edge technology, including AI.
• Financial literacy is key to building generational wealth.

4. WiseOne AI Tool

• An AI-powered financial assistant that:
  • Tracks spending and subscriptions.
  • Offers insights on saving and debt reduction.
  • Aggregates data from multiple accounts to show net worth, cash flow, and financial health.

5. Youth Financial Literacy – “I Got Bank” Contest

• 15th annual contest for kids ages 8–12.
• Participants submit an essay or artwork based on a financial literacy book.
• Ten winners receive $1,000 savings accounts.
• Book: I Got Bank by Teri Williams (available free at oneunited.com/book).

6. OneTransaction Concept

• Focuses on six key financial transactions to build generational wealth:
  1. Homeownership
  2. Life Insurance
  3. Investments
  4. Profitable Business
  5. Credit Score
  6. Savings
• Encourages individuals to focus on just one to start their wealth-building journey.
• Learn more: oneunited.com/onetransaction

💬 Notable Quotes

• “We are a real bank, not a fintech. We are FDIC-insured.”
• “We are great with money. We just haven’t always had access.”
• “Focus on one transaction. That’s all it takes to start building generational wealth.”

#SHMS #STRAW #BEST #AMI

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Dr. Farrah Laurent. 

A former emergency room nurse turned entrepreneur and career coach, shares her journey from bedside care to building a six-figure business helping new nurses land high-paying jobs and launch their own ventures. The conversation explores nursing as a lucrative and flexible career path, the importance of mindset, and the power of personal branding.

🔑 Key Points 💼 Career Journey & Motivation

• Dr. Laurent was inspired by the TV show Trauma: Life in the E.R. to become an emergency nurse.
• She worked 13 years in ER nursing, including at a Level 1 trauma center in Detroit.
• Transitioned into education and leadership before launching her coaching business.

💰 Nursing as a High-Income Career

• New nurses in cities like NYC and Northern California can earn $100K–$175K starting salaries.
• National average is around $70K, but opportunities vary by region and specialization.
• Nurse anesthetists can earn $200K–$300K+.

“New graduate nurses today… are making baseline at least $100,000, up to $175K.”

🧠 Mindset & Coaching

• Emphasizes abundance mindset over scarcity.
• Coaches nurses on resume writing, interview prep, and personal branding.
• Encourages nurses to invest in themselves through coaching and professional development.

“If I can do it, you can do it too. It all starts with an idea and the mindset.”

📈 Entrepreneurship for Nurses

• Nurses are increasingly turning to consulting, coaching, and telehealth for flexibility.
• Dr. Laurent founded the Nurses Making Money Moves conference and authored a workbook by the same name.
• Organized her first conference in just 10 weeks, attracting 70 nurses from 20 states.

“You’re using your intellectual property—what you already know—to monetize.”

🌍 Diversity & Representation

• Advocates for racial, gender, and linguistic diversity in nursing and leadership.
• Notes that patient outcomes improve when care providers reflect the communities they serve.

“We need more diversity in nursing and nursing leadership to close the gaps in healthcare inequalities.”

💡 Advice for New Nurses

1. Get clear on your goals and ideal work environment.
2. Prepare thoroughly for interviews—don’t wing it.
3. Build a strong LinkedIn presence—95% of recruiters check it.
4. Negotiate: Know your worth, research salaries, and pitch your value.

“Don’t just settle. Go after what you want.”

🚩 Red Flags in Job Offers

• Disorganized interview process
• Unwelcoming management
• High turnover
• Rushed job offers without clarity on responsibilities

📣 Closing Quote

“Nurses are big problem solvers. Find the problem you want to solve and go for it.”

#SHMS #STRAW #BEST

See omnystudio.com/listener fo

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams.

Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

🔑 Key Themes & Takeaways 1. OneUnited Bank’s Mission & Reach

• Formed by merging four Black-owned banks in Boston, Miami, and Los Angeles.
• First Black-owned digital bank (since 2005).
• Serves customers in all 50 states.
• Offers accessible, affordable financial services and promotes financial literacy.

2. Digital Banking for Underserved Communities

• OneUnited provides:
  • Mobile check deposit (via smartphone).
  • Early direct deposit (get paid 2 days early).
  • Access to 100,000+ surcharge-free ATMs (including Walgreens, 7-Eleven, Chase, Citibank).
• Designed to combat financial deserts and predatory check-cashing services in Black communities.

3. Financial Literacy & Trust

• Teri emphasizes the need for Black communities to trust Black-owned institutions.
• OneUnited is FDIC-insured and uses cutting-edge technology, including AI.
• Financial literacy is key to building generational wealth.

4. WiseOne AI Tool

• An AI-powered financial assistant that:
  • Tracks spending and subscriptions.
  • Offers insights on saving and debt reduction.
  • Aggregates data from multiple accounts to show net worth, cash flow, and financial health.

5. Youth Financial Literacy – “I Got Bank” Contest

• 15th annual contest for kids ages 8–12.
• Participants submit an essay or artwork based on a financial literacy book.
• Ten winners receive $1,000 savings accounts.
• Book: I Got Bank by Teri Williams (available free at oneunited.com/book).

6. OneTransaction Concept

• Focuses on six key financial transactions to build generational wealth:
  1. Homeownership
  2. Life Insurance
  3. Investments
  4. Profitable Business
  5. Credit Score
  6. Savings
• Encourages individuals to focus on just one to start their wealth-building journey.
• Learn more: oneunited.com/onetransaction

💬 Notable Quotes

• “We are a real bank, not a fintech. We are FDIC-insured.”
• “We are great with money. We just haven’t always had access.”
• “Focus on one transaction. That’s all it takes to start building generational wealth.”

#SHMS #STRAW #BEST #AMI

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams.

Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

🔑 Key Themes & Takeaways 1. OneUnited Bank’s Mission & Reach

• Formed by merging four Black-owned banks in Boston, Miami, and Los Angeles.
• First Black-owned digital bank (since 2005).
• Serves customers in all 50 states.
• Offers accessible, affordable financial services and promotes financial literacy.

2. Digital Banking for Underserved Communities

• OneUnited provides:
  • Mobile check deposit (via smartphone).
  • Early direct deposit (get paid 2 days early).
  • Access to 100,000+ surcharge-free ATMs (including Walgreens, 7-Eleven, Chase, Citibank).
• Designed to combat financial deserts and predatory check-cashing services in Black communities.

3. Financial Literacy & Trust

• Teri emphasizes the need for Black communities to trust Black-owned institutions.
• OneUnited is FDIC-insured and uses cutting-edge technology, including AI.
• Financial literacy is key to building generational wealth.

4. WiseOne AI Tool

• An AI-powered financial assistant that:
  • Tracks spending and subscriptions.
  • Offers insights on saving and debt reduction.
  • Aggregates data from multiple accounts to show net worth, cash flow, and financial health.

5. Youth Financial Literacy – “I Got Bank” Contest

• 15th annual contest for kids ages 8–12.
• Participants submit an essay or artwork based on a financial literacy book.
• Ten winners receive $1,000 savings accounts.
• Book: I Got Bank by Teri Williams (available free at oneunited.com/book).

6. OneTransaction Concept

• Focuses on six key financial transactions to build generational wealth:
  1. Homeownership
  2. Life Insurance
  3. Investments
  4. Profitable Business
  5. Credit Score
  6. Savings
• Encourages individuals to focus on just one to start their wealth-building journey.
• Learn more: oneunited.com/onetransaction

💬 Notable Quotes

• “We are a real bank, not a fintech. We are FDIC-insured.”
• “We are great with money. We just haven’t always had access.”
• “Focus on one transaction. That’s all it takes to start building generational wealth.”

#SHMS #STRAW #BEST #AMI

See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Wednesday, July 9th, 2025: Steve Harvey's Morning Inspiration | Show Open - Making Changes | Run That Prank Back: "Exotic Delivery" | Ask The CLO | Entertainment News | Flying With Steve Harvey | One Has To Go | Nephew Tommy's Prank - "I Dropped Your Wife" | Strawberry Letter - "Men Have Intuition Too" | Junior's Sports Talk | Social Media Advice | Texas Flood Relief | Would You Rather | Steve Harvey's Closing Remarks

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

The Strawberry Letter heard on The Steve Harvey Morning Show Wednesday, July 9th, 2025. Subject: "Men Have Intuition Too"

See omnystudio.com/listener for privacy information.